Medicare

 Medicare is a U.S. goverment health insurance program, that covers people age 65 or older, younger ones with disabilities, and patients with end-stage renal disease.

Medicare is made up of several plans covering particular aspects of health care, and some come at a cost for the insured.

Medicare open enrollment is an annual period during which Medicare participants can make changes in coverage. Medicare open enrollment begins October 15 and runs through December 7 each year.

What You Get

Medicare Coverage

  • Part A: Covers hospital insurance also covering skilled nursing facility, hospice, and in-home care. 
  • Part B: Covers doctor’s visits, outpatient care, home health care, durable medical equipment. and preventive screenings.
  • Part C: Also known as Medicare Advantage, describes Medicare-approved plans by private companies providing Medicare Part A, Part B, and usually Part D benefits.
  • Part D: Covers prescription drugs.
  • Medicare Supplement:  Sold by private companies and pays some of the costs original Medicare doesn’t cover, including deductibles, coinsurance, and copays.