Boat and Yacht Insurance
Knowing that you, your passengers and your vessel are protected can help you relax and enjoy your time on the water.
See what’s included in a basic boat or yacht policy and what, if anything, you may need to add.
The quick and easy process leaves more time for what you love – time out on the water with friends and family. Make sure your boat and everyone in it are properly protected, with Sun City Group.
What You Get
More Inclusive Basic Coverage
Protection for which other carriers may demand additional premiums such as mechanical breakdown, uninsured boater, personal property, medical payments, commercial towing, fuel spills and dinghy.
Physical Damage Coverage
Provides protection in the event of a collision such as with a submerged object or another boat.
Towing and Assistance Reimbursement
To transport your boat to a repair facility when it’s inoperable and you’re stranded. Gas delivery for boats and roadside assistance are also available.
Personal Property Coverage
Protects personal property on the boat including, but not limited to, your clothing, stereo system, cameras and other personal items.
Liability Coverage
For bodily injury or damage to the property of others.
Flexible Pricing Programs
You choose between agreed value or actual cash value coverage. Agreed value provides “replacement value” on covered partial losses involving your vessel, its furniture, fixtures and electronic equipment. Actual cash value earns you a premium discount. In the event of a loss, settlement is based upon a depreciated value.