Condo Insurance
As a condo owner, your building and your individual unit can have separate needs. While your condo association may have an insurance policy, generally only condo insurance protects your personal property and personal liability.
Condo insurance protects your personal property and liability.
It can also provide coverage for your personal property, such as your furniture and electronics. Even if your condo association has insurance, you may still need condo insurance to help cover your personal property and personal liability.